Cookie Policy

What Are Cookies and Tracking Technologies?

Cookies are small text files that websites place on your device when you visit them. Think of them as digital bookmarks that help us remember your preferences and improve your experience on knowlyvorica.com. Beyond traditional cookies, we also use web beacons, pixel tags, and local storage technologies to better understand how you interact with our financial education platform.

These technologies work silently in the background, collecting information about your browsing patterns, device characteristics, and engagement with our content. This isn't about invasion of privacy – it's about creating a more personalized and efficient learning environment for your financial education journey.

Types of Tracking We Use

How Tracking Enhances Your Experience

When you return to Knowlyvorica, our tracking technologies recognize you and can immediately restore your learning progress, remember which financial calculators you prefer, and suggest new content based on your interests. For instance, if you've been exploring investment strategies, we'll prioritize showing you advanced portfolio management resources.

• Personalized Content Delivery: We track which topics you engage with most to surface relevant financial education materials on your dashboard.
• Progress Tracking: Your course completion status, quiz results, and learning milestones are stored to provide continuity in your education journey.
• Performance Optimization: We monitor page load times and user interactions to identify and fix technical issues that might hinder your learning experience.
• Security Monitoring: Tracking helps us detect unusual account activity and protect your personal financial information from unauthorized access.
• Content Effectiveness: We analyze how users interact with different educational formats to continuously improve our teaching methods and materials.

Managing Your Tracking Preferences

You have complete control over how we track your activity on knowlyvorica.com. Most web browsers allow you to manage cookie settings through their privacy or security sections. You can choose to accept all cookies, reject non-essential ones, or be prompted before each cookie is set.

In Chrome, Firefox, Safari, and Edge, look for "Privacy and Security" settings where you can view, delete, or block cookies from specific sites. Keep in mind that blocking essential cookies may affect core functionality like logging into your account or saving your course progress.

Data Retention and Your Rights

We retain tracking data for different periods depending on its purpose. Session cookies are automatically deleted when you close your browser, while persistent cookies may remain for up to two years to remember your preferences and learning progress. Analytical data is typically aggregated and anonymized within 26 months.

You can request to see what tracking data we've collected about you, ask us to delete it, or opt out of certain types of tracking entirely. We believe transparency in financial education extends to transparency in how we handle your data, so we're committed to honoring these requests promptly and completely.

Third-Party Tracking

Some tracking technologies on our site are provided by trusted third-party services that help us deliver better educational content. These might include analytics providers, content delivery networks, or educational technology partners. We carefully vet these partners to ensure they meet our privacy standards and only share data that's necessary for improving your learning experience.

Popular services like Google Analytics help us understand broad usage patterns without identifying individual users, while educational technology partners might track your progress through interactive financial simulations or assessment tools. Each of these services has their own privacy policies, which we encourage you to review.